6 Tips for First Time Home Buyers in Boerne

Though being a first-time home buyer is a thrilling process, buyers can easily become overwhelmed when faced with the details. From banks to agents, mortgages to home inspections, the countless list can quickly make the home buying process into a stressful one.

Thankfully, we have several key tips that can help streamline the process and make buying a home a far more enjoyable experience!

1. Consider Location:

Even if a home has everything you’re looking for, a less-than-desirable location can leave you with buyer’s regret. Do your homework and be sure to check area schools, crime rates, proximity to major highways, etc. before you make your final decision.

2. Know Your Budget:

It’s not always the wisest idea to take out the max loan for which you’ve been approved. When thinking about the loan you are about to obtain, be sure you fully know your GMI (gross monthly income) and monthly expenses before you assess the budget on your new home. Also, don’t forget to factor in upkeep costs and taxes after your home is purchased! Still confused? Your lender can be an excellent source to turn to with questions!

3. Get Pre-Approved for a Mortgage

Research different banks to find the lender or bank that is appropriate for you and your new home! Remember, this may be one of the biggest purchases you will ever make. Getting pre-approved ensures that the home loan that you are counting on won’t fall apart at the last minute. When it comes to your mortgage, we think it’s always better to be over-prepared.

4. Get a Home Inspection

Finding a reliable home inspector one can save you thousands in the long run. Though your potential home may look shiny and new at first glance, an expert can find the crucial things you may have missed. It is important to know exactly what you’re buying before you sign those closing papers!

5. Keep a “Needs vs Wish List”

While many first-time buyers have dreams of the perfect floor plan, top-notch amenities, and a limitless backyard, sometimes compromises are necessary to truly find the best home for you. It helps to list out your “needs vs wants” so that you’re able to make a more level-headed decision in the end.

6. Find the Right REALTOR®

At the end of the day, the right real estate agent can make your home buying experience one that you remember fondly (or one that you look back on with regret!). Your KW REALTOR® will have vast inside knowledge and experience, as well as the ability to explain all the technical details of home buying you might not understand as a first-time buyer.

Visit The Boehm Team’s “About Us” page learn more about our agents and their experience in the Boerne and surrounding areas.

Article Courtesy of Keller Williams Boerne

113 Del Mar

113 Del Mar is a 4 bed, 3 bath home with just over 2,600 square feet. The large island kitchen has beautiful granite counters and stainless steel appliances. The large master suite is located downstairs and has double sinks and a separate shower and tub. All secondary bedrooms are upstairs, including the large media/game room! Learn More

113 Del Mar just had a price reduction, so Contact the Boehm Team to set up your showing!